Build Trust, Track Promises
The Filipino Challenge
“Utang na Loob”—But Where’s the Tracking?
In the Philippines, lending and borrowing among friends, family, and even small businesses is common. But utang (loans) can lead to misunderstandings, forgotten promises, and even hiya (awkwardness or shame) when repayments are missed.
Watch our quick video to learn how JanjiKu can make your utang experience worry-free and mas magaan (lighter)!
Are you thinking of borrowing from a family or friend?
Share this video with someone you thinking of borrowing from, and let us do the talking for you.
Problem
When lending money out, many Filipinos worry about
- Losing track of who owes what, and when
- Damaged relationships due to forgotten or delayed payments
- The hassle of manual record-keeping
- The fear of “nakakahiya” (embarrassment) when reminding someone about money
How it Works
From pang-tuition (school fees) to pang-negosyo (business capital) and everything in between:
- Lending Made Simple
Set up a loan, document the terms, and let our app handle the rest—reminders, records, and updates. - Transparent Tracking
Both lender and borrower can see the status anytime, anywhere—no more lost notes or forgotten “usapan.” - Relationship-First
We help you avoid sama ng loob (hurt feelings) by making everything clear and fair.
Why Use JanjiKu
Tatak Pinoy: Trust, Transparency, and Tulong-Tulong
Walang Limutan
Never forget a payment or promise again. Our reminders are gentle and timely—no hiya, just ginhawa (relief)
Bayanihan Spirit
Whether you’re helping a friend, supporting family, or running a small business, our service keeps everyone accountable, united, and empowered.
Safe and Secure
Your records are protected, and your privacy is our priority.