Unleash the ultimate and innovative solution for managing family-friend loans!

A World Where Promises areMade & Kept

Welcome to the Janji-Ku, where we embrace the challenges of family-friend loans with enthusiasm!

We understand that money and, more importantly, relationships are at stake when lending and borrowing money to and from your loved ones. That’s why our tool offers the ultimate solution, fostering a hassle-free and mutually beneficial engagement.

Prepare to embark on an exciting journey of financial harmony and empowerment with Janji-Ku!

Running low on dough? No worries, we've got your covered!

Earn credit rating while borrowing from your family and friends!

Join Janji-Ku today and start making it happen!


Tired of the painful banking process for credit?

Say goodbye to that hassle and embrace an alternative source of credit with Janji-Ku!

It’s the way to go!


No need to deal with pesky paperwork when lending money to your loved ones!

Keep it hassle-free and lend with ease using Janji-Ku.

No fuss, all trust!

Peace of Mind

Did you know that Americans borrow a staggering $200 Billion each year from friends and family?

Surprisingly, over 93% of lenders face the inconvenience of late payments. Say goodbye to the tiresome chore of sending reminders and meticulously tracking payments.

Take charge of your loans effortlessly with our cutting-edge app. Manage your loans with ease and reclaim control of your financial relationships today!


Experience a seamless process from the very start to the completion of your loan, ensuring a smooth and effortless journey at every step with Janji-Ku.

From application to approval, and from repayment to completion, our platform provides a streamlined experience that takes the hassle out of the lending process.

Rest assured, your financial journey is in expert hands.

Credit Rating

Unlock a unique and beneficial feature with Janji-Ku: borrowers earn credit scores based on their timely repayments.

This innovative offering not only benefits the borrower but also enhances the lending experience for the lender.

It’s a win-win situation that promotes financial trust and rewards responsible financial behavior.

With Janji-Ku, your lending journey becomes even more rewarding and secure.

Unique Feature

Smart Features for Smart Users

Enjoy secure and seamless transactions within the Janji-Ku app, ensuring a hassle-free experience every step of the way

Learn More


Effortlessly create and manage all your records within the Janji-Ku app, saving you time and providing peace of mind throughout the process.

Learn More


Elevate your profile with Janji-Ku’s flag-based rating system, earning credit ratings that boost your credibility and enhance your financial profile.

Learn More


Stay on top of your payments with Janji-Ku’s convenient monthly payment reminders.

Learn More


Inspires unshakable confidence in every financial interaction.

Why Janji-Ku?

How Janji-Ku makes Loans Effortless

Our cutting-edge platform empowers seamless family-friend loans by automating mundane administrative tasks.

Set up loans in minutes and gain access to capital within your network with unparalleled peace of mind.

Let us handle the heavy-lifting, while you enjoy a hassle-free lending experience.


Borrow confidently

When life gets sticky, lean on your crew and start borrowing cash on your own terms.

Build your credibility

Boost your credit credential with our one-of-a-kind rating system.

Lend with peace of mind

Give your folks a hand with pocket-friendly loans – no hassle of nagging or paperwork.

Get full repayment

We keep payment defaults in check by giving props to those who pay on time.

Family-Friend Loans on YourSmart Device

Build credit credential

Minimize non-repayment risks

Now possible on Janji-ku.

Download today!

Ready to Join Janji-Ku Community

Get ready for a professional and exciting journey of financial empowerment!

Experience the power of Janji-Ku as we fulfill your financial needs with just 3 simple steps.

Download the app

Access the power of Janji-Ku by downloading our app from the Apple App Store or Google Play Store.

Create an account

Create your borrower or lender profile with ease on Janji-Ku, unlocking a world of lending possibilities.

Borrow money

Engage in open discussions with your loved ones to establish loan terms, and once agreed upon, experience the convenience of immediate cash transfers.

Step into the World of Financial Empowerment - Become a Janji-Ku User

Download the app and start your journey today!