Who We Are

Janji-Ku A Better Way to Borrow!

Janji Ltd. the visionary tech startup behind the revolutionary Janji-Ku app.

Experience the excitement of effortless family-friend loans as our app seamlessly handles administrative tasks.

What’s more, our innovative credit rating system  minimizes payment defaults. Join us on this thrilling financial journey today!

More About Us

Unleashing a user-friendly solution to an age-old problem!

Bid farewell to the awkwardness of sending reminders and embrace a hassle-free experience like never before!

Escape the hassle of keeping tedious payment records and unlock a world of effortless financial management!

Ignite your financial success with Janji-Ku’s exhilarating rating feature that rewards timely and full repayments, empowering you to soar to new heights of financial achievement!


Let’s face it – borrowing money from family or friends can be pretty awkward and uncomfortable.

But we’ve got your back with the Janji-Ku app!

Our main goal is simple: we want to get rid of that awkwardness and make borrowing a breeze. We’re all about making sure both parties can enjoy the benefits of their relationship without any stress or discomfort.

So, let’s make borrowing from your loved ones a smooth and friendly experience!


CEO & Founder
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What You Can Do

Set up terms of Contract, Track Loans and much more ...

At Janji-Ku, we’ve got you covered with a comprehensive suite of features.

Generate borrower’s ratings, automate reminders, and effortlessly access payment history all in one place.

Our professional and exciting platform is here to empower your financial journey. Get ready to experience a new level of control and convenience with Janji-Ku!

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Visit App Store

Download the App

Download Janji-Ku app directly from Apple Store or Google Play Store. 

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Create Account

Sign in

Follow a few steps to create your profile as a borrower or lender and sign in. 

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Commence the Process


Talk to your friend or family to discuss the loan terms for borrowing or lending.
How Was Janji-Ku Born

The Story of the Janji-Ku App

Family and friends have often served as an alternative source of credit for countless individuals.

Recognizing the inherent challenges that accompany this process, we embarked on a journey to streamline and simplify the way loans are obtained from loved ones.

Through relentless innovation, we have created a digital system that transforms the landscape, making the once daunting task of securing loans from those closest to us a remarkably effortless experience.

With our solution, you can navigate the realm of personal loans with confidence, knowing that your cherished relationships remain intact while accessing the funds you need.

Step into a world where borrowing from family and friends becomes a seamless and harmonious tale of financial empowerment.

Research and Development of App - 2022-23
Launch of App Scheduled - End of 2023

Ready for Faster and Smarter Loans?

Download the Janji-Ku app and create your account today. Available on iOS and Android.
Frequently Asked Questions

If you’re ready to unlock capital within your network with unwavering dignity, look no further than Janji-Ku!

Get ready for an exhilarating journey as we reveal everything you need to know about this phenomenal app.

Prepare to be amazed!

Providing you with the assistance you need.

Janji-Ku is meticulously crafted to revolutionize the borrowing and lending experience among friends and family, ensuring simplicity, fairness, and speed while preserving cherished relationships.

Our app eliminates the complexities of repayments, records, and reminders associated with borrowing and lending within your network.

Experience a professionally designed platform that streamlines the process, empowering you with seamless financial interactions.

Navigating the realm of borrowing or lending money to acquaintances can often be accompanied by awkwardness. From negotiating terms and conditions to tracking payments and sending reminders, it can be a cumbersome process.

At Janji-Ku, we alleviate this hassle of family-friend loans by taking care of all the paperwork, eliminating the need for lengthy applications. Trust us to streamline your financial interactions with professionalism and ease, allowing you to focus on what truly matters.

Rest assured, at Janji-Ku, we prioritize the security and confidentiality of your loan and personal information. As a facilitator, we never handle any part of your loan transactions.

Instead, we empower direct communication and seamless transactions between lenders and borrowers. Your money remains safe and secure throughout the process, allowing you to have complete peace of mind.

Trust Janji-Ku to provide a professional and secure platform for your lending needs.