What We Offer

Lend and borrow with unwavering confidence

Janji-Ku, the comprehensive mobile app, caters to all your lending and borrowing needs, offering a streamlined solution to simplify the intricate process of family-friend loans, providing financial ease and peace of mind.


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+ 1 302 257-2444

Borrower's Rating

Harness the power of Janji-Ku's rating-based system, which leverages repayment history to meticulously track timely payments, late payments, and missed payments, enabling you to gain valuable insights and maintain a professional approach to your financial transactions.

Automated Reminder

Simplify your tasks and streamline your to-do list with Janji-Ku's automated notification system, intelligently reminding all parties involved of upcoming dues and payment obligations, ensuring timely and efficient financial management.

Immutable Ledger

With Janji-Ku, you can securely track and manage your transactions and payments, leveraging an immutable ledger that records and aggregates your financial data with utmost safety and accuracy. Stay in control of your finances like a true professional.

Earn More

Empower lenders to maximize their returns by utilizing their dormant capital, surpassing the meager returns offered by traditional savings accounts. Janji-Ku opens up new avenues for lenders to optimize their financial potential.

Transparent Interest Rates

Janji-Ku empowers users with the flexibility to negotiate interest rates, providing a personalized approach for both lenders and borrowers, allowing them to tailor their financial arrangements with astute precision and optimal financial outcomes.

Secure Affordable Credit

Janji-Ku presents borrowers with an exceptional opportunity to access credit at more favorable terms compared to mainstream avenues, unlocking the potential for securing cheaper and more cost-effective financing

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What We Do

Streamline theLending Process Between Family and Friends

An alarming fact emerges as studies reveal that over 3 in 5 U.S. adults have generously offered personal loans, expecting prompt repayment.

However, an astonishing 59% of them have reported negative experiences, highlighting the urgent need for a reliable solution that ensures trust, transparency, and successful financial transactions.

Bid farewell to the tedious task of borrowing or lending money with your loved ones, as Janji-Ku steps in to efficiently manage your loans!

With our app in your hands, you can trust that the process will be simplified, secure, and hassle-free, ensuring a smooth and successful financial journey for all parties involved. Say goodbye to the complexities and embrace the convenience of Janji-Ku today!

How the Janji-Ku App Works:

A 3-Step Guide

Janji-Ku: Facilitating family-friend loans while protecting both parties. Get started in these simple steps:
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Step 1

Download the App

Download Janji-Ku app from Google Play Store or Apple Store.
Step 2

Create an Account

Create your borrower or lender profile in a few easy steps and sign in to Janji-Ku.
Step 3

Start Borrowing or Lending

Engage in a conversation with your friend or family to discuss the loan terms and conditions via the platform.

Key Features

The Perks of Using the Janji-Ku App

Automate Reminders

Streamline lending with Janji-Ku's automated reminders. Effortlessly ensure timely payments to family and friends.

Build Credibility

Boost credibility with Janji-Ku's robust rating system; reflecting performance and behavior, enabling you to make informed decisions.

In-app Transactions

With robust encryption protocols and stringent privacy measures in place, you can confidently conduct your financial transactions, knowing that your sensitive information is safeguarded.

Record Management

With centralized record-keeping, you can streamline your financial management and easily access important information whenever needed. Empowering you to make informed financial decisions with ease.

Rating System

Leverage the rating feature offered by Janji-Ku to distinguishing between timely, late, and missed payments. This powerful tool equips you with valuable insights into your financial performance.

User-Friendly Interface

With its intuitive interface and robust features, Janji-Ku empowers users to navigate the complexities of personal loans with ease and efficiency. Experience the convenience of Janji-Ku as it simplifies your borrowing journey, setting new standards in the realm of personal financing.

Smart & Safe App

Loans for Everyone

Janji-Ku empathizes with the challenges that arise when managing loans with friends and family, offering invaluable assistance to navigate the complexities of the personal loan process and alleviate your concerns.

Our mission is to provide a guiding light in your financial journey, ensuring smoother interactions and fostering peace of mind amidst this intimate realm of lending.

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Become a Janji-Ku User

Download the app and start your journey today!